Terms & Conditions

CONDITIONS OF USE

By using this website, you acknowledge your assent to the following conditions of use without limitation or qualification.  Please read these conditions carefully before using this website.  These conditions may be revised at any time by updating this posting.  You are bound by any such revisions and should therefore periodically visit this page to review the then-current conditions to which you are bound.

 

DISCLAIMER

To the fullest extent permissible pursuant to applicable law, the materials on this website are provided as is and without warranties of any kind, either expressed or implied. LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583)  and its subsidiaries and affiliates (collectively, “LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583)”) disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583) does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components.  LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583) does not warrant or make any representations regarding the use or the results of the use, of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise.  You [and not LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583)] assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all applicable terms, exclusions and conditions and are provided solely for general informational purposes.  Please refer to the actual policy or the relevant product or services agreement.  This website may be linked to other websites which are not maintained by LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583). LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583) is not responsible for the content of such websites.  The inclusion of any link to such websites does not imply LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583)’s approval or endorsement of such sites or the content thereof.

 

LIMITATION OF LIABILITY

While LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583) uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. To the fullest extent permissible pursuant to applicable law, LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583) makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583) or any party involved in creating, producing, or delivering this website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583) or a LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583) authorized representative has been advised of the possibility of such damages. In no event shall LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583)’s total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website. LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583) also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in this website or your downloading of any materials, data, text, images, video, or audio from this website.

 

RESTRICTIONS ON USE OF MATERIALS 

This website is owned and operated by LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583).  Except as otherwise expressly permitted by LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583), no materials from this website or any website owned, operated, licensed or controlled by LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583) may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583)’s prior written permission. LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583) neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties.

 

JURISDICTIONAL ISSUES

Unless otherwise expressly set forth herein, LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583) makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so by their own initiative and are responsible for compliance with local laws. Except as expressly set forth herein, the information contained on this website is not an offer to sell or a solicitation to buy any security, insurance product or other product or service offered by LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583).  No security, insurance product or other product or service is offered or will be sold by LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583) or, if sold by LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583), will be effective in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction.  Some products and services may not be available in all jurisdictions.

 

OWNERSHIP OF INFORMATION

Any information, other than personal data or information you transmit to LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583) via this website, by electronic mail or otherwise, including data, questions, comments, or suggestions, will be treated as non-confidential and non-proprietary and will become the property of LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583).  Such information, other than personal data or information may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting.  LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583) is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583) via this website or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products using such information. 

 

TRADEMARKS AND COPYRIGHTS

All trademarks, service marks, trade names, logos, and icons are proprietary to LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583).  Nothing contained on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583).  Your use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited. Images displayed on this website are either the property of, or used with the permission by LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583).  The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583).  Any unauthorized use of images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. 

 

SOFTWARE LICENSES 

You acknowledge that any software which may be available or provided to you on this website may contain technology that is subject to strict controls pursuant to export control laws and regulations of the Republic of Cyprus and other countries and jurisdictions.  You hereby agree that you will not transfer or export such software in violation of such applicable export control laws and regulations.  LIFEPARTNERS INSURANCE AGENTS & ADVISORS LIMITED (HE75583) does not authorize the downloading or exportation of any software or technical data from this website to any jurisdiction where such activity is prohibited by export controls laws and regulations.

 

EMAILING

Confidentiality: This e-mail and/or its information and/or any files transmitted with it are private and of a confidential nature and legally privileged and intended solely for the use of the recipient(s).  Access to this e-mail by anyone else is unauthorized and subject to criminal procedures.   Any review and/or  redirection and/or dissemination and/or any other such use is strictly prohibited, as is taking any action in reliance upon this information by persons or entities other than the intended recipient(s).  If you have received this e-mail in error, please notify the sender immediately and destroy the material whether stored on a computer or otherwise, delete the e-mail and/or any attachments and destroy any copies. If you are not the intended recipient, any disclosure and/or copying and/or distribution and/or any action taken or omitted to be taken in reliance on it, is prohibited and unlawful.  LifePartners Insurance Agents & Advisors Limited is a Limited Liability Company is a legally distinct and separate entity, is  Registered on the Registrar of Companies with Identification Number HE75583 and fully complied with Cap. 113.  LifePartners Insurance Agents & Advisors Limited accepts no liability for the content of this email, or for the consequences of any actions taken on the basis of the information provided. 

 

Disclaimer: This written/visual material is comprised of personal opinions and ideas. The content should not be construed as containing any type of investment recommendation and/or a solicitation for any transactions. It does not imply an obligation to purchase investment services, nor does it guarantee or predict future performance. LifePartners Insurance Agents & Advisors Limited, its affiliates and/or agents and/or directors and/or officers and/or employees do not guarantee the accuracy and/or validity and/or timeliness and/or completeness of any information or data made available and assume no liability for any loss arising from any investment based on the same.

 

The dissemination of all email communications (including attachments and/or links and/or any other technological processes conveying any content) are strictly subject to our Company’s Confidentiality Statement, Disclaimers and Risk Warning.  Any opinions or advice contained in this e-mail are subject to the terms and conditions expressed in the governing LifePartners Insurance Agents & Advisors Limited client engagement letter.  Kindly noted that any personal information and/or any documentation indicating your personal data are kept saved with limited access only to the authorized directors and/or representatives and/or personnel of LifePartners Insurance Agents & Advisors Limited. LifePartners Insurance Agents & Advisors Limited is fully complied with the GDPR and the Cyprus Laws and Jurisdiction.  You have the right to request from LifePartners Insurance Agents & Advisors Limited to delete your personal data at any time, in any event though, please be noted that some and/or the most of the proceedings and/or the successful outcome of the procedures concerning your matters might not be able to be fully completed.  LifePartners Insurance Agents & Advisors Limited is not liable for any hacker invasion and/or any stolen personal information and/or any Government Department Due Diligence based on the Laws and/or Regulations in force in Cyprus jurisdiction. LifePartners Insurance Agents & Advisors Limited declares that All the Rights are Reserved.  Opinions, conclusions and other information in this e-mail and any attachments that do not relate to the official business of our Company are neither given nor endorsed by it.  LifePartners Insurance Agents & Advisors Limited cannot guarantee that e-mail communications are secure or error-free, as information could be intercepted and/or corrupted and/or amended and/or lost and/or destroyed and/or arrive late or incomplete and/or contain viruses. 

LifePartners Insurance Agents & Advisors Limited is an insurance brokerage incorporated and registered as a limited liability company in Cyprus, under register’s office company number HE 75583 . LifePartners is regulated by the Insurance Companies Control Services Authority with license number 5441.

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